![]() ![]() Best of all, there are no quizzes and no final exams! You can’t fail the course! ![]() Insurance companies are required by New York state law to apply the discount after course completion and the discount is good for 3 years, at which point you can take the course again. The course can be taken every 18 months for point reduction and every 36 months for insurance reduction. It’s the same thing as traffic schools that other states have, only better. New York Online Defensive Driving, also called I-PIRP (Internet Point and Insurance Reduction Program), can be used to either reduce your New York auto insurance by 10% and/or remove up to 4 points from your New York driving record.
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